“Tell me, what is it you plan to do with your one wild and precious life?” – Mary Oliver
A good financial plan would ideally have some immediate, short-term, and long-term goals. For a recovering spendaholic like myself, immediate is going day-to-day with not blowing any money on shopping. Short-term is making sure all my debt payments are made early each and every month, and long-term is getting out of all my consumer debt.
However behind the goals, there’s an over-arching “why” that keeps them all in motion. I think everyone has a why. For some, being out of the red and owing nothing to no one is enough of a why to keep them going. There’s also many like my mom, who’s why is to make sure she will never be vulnerable if there should ever be a downturn in her small business, her family life, or the economy.
My why may be a bit more whimsy, and admittedly not centered on responsibility. Simply put, I don’t want to live in one place and have one “life” there. I don’t want a house, I don’t want the kids, I don’t want the 9 to 5. I don’t want the car or the lawn or the cottage or the pool or the garage. I have zero negative feelings towards those who do (to be clear, I believe being a loving parent is bar none the most important job in the world), I’ve just had 31 years to get to know myself, and I realize it’s simply not for me.